Benefits for your team, without an HR department.
Offering coverage helps you hire and keep good people. We explain the options and the real cost for your business.
In short
- Traditional group plans
- ICHRA: you set a fixed allowance
- For 1 to 50 employees
- Help enrolling your team
Two common paths
Group plan: one plan for your whole team. Usually the business pays part of the premium.
ICHRA: you give each employee a fixed, tax-free allowance and they each choose an individual plan. Your cost is predictable.
What we need to quote
- How many employees you have and in which states
- Ages and ZIP codes (a simple census)
- How much you want to contribute
Get a quote in two minutes.
Tell us what you need and a licensed agent compares plans for you. No pressure, no cost.
- We check whether you qualify for a tax credit before comparing
- We confirm your doctors and prescriptions are covered
- The same agent helps you when you renew
Frequently asked questions
How many employees do I need?
It depends on the state and insurer. Some group plans start with one employee besides the owner. An ICHRA can work with one employee.
Can my employees get a tax credit?
If you offer a plan considered affordable, usually not. With an ICHRA, it depends on your allowance. We walk you through the numbers.
Want to talk through your situation?
A licensed agent reviews your options in Spanish or English, at no cost and with no obligation.