Medicare, explained calmly and clearly.
For people turning 65, already on Medicare, or helping a parent. We compare plans against the person's actual doctors and medications.
In short
- Advantage, Supplements and Part D
- Yearly plan review
- Medicare-certified agents
- Changes: Oct 15 – Dec 7
The parts of Medicare, briefly
- Part A: hospital care.
- Part B: doctors and outpatient services.
- Part C (Medicare Advantage): private plans that replace A and B and often include drugs, dental and vision.
- Part D: prescription drugs.
- Medicare Supplement (Medigap): helps pay what Original Medicare doesn't.
When to enroll
Your Initial Enrollment Period lasts 7 months: it starts 3 months before the month you turn 65 and ends 3 months after. If you already have Medicare, you can change plans from October 15 to December 7.
For 2027: the yearly cap on covered drug costs rises to $2,400. See all the changes.
How we help
Before an appointment about Medicare Advantage or Part D, we ask you to sign a Scope of Appointment (SOA) form. It's a Medicare rule that protects you by confirming which products you want to discuss.
Get a quote in two minutes.
Tell us what you need and a licensed agent compares plans for you. No pressure, no cost.
- We check whether you qualify for a tax credit before comparing
- We confirm your doctors and prescriptions are covered
- The same agent helps you when you renew
Frequently asked questions
Does it cost anything to talk with a Medicare agent?
No. Premiums are the same whether you enroll on your own or with an agent.
Is a $0-premium plan free?
You still pay your Part B premium, and the plan has copays when you use it. We compare the total cost with your doctors and medications.
My mom only speaks Spanish. Can you help her?
Yes. We explain everything in Spanish, and you can join the call if you'd like.
Want to talk through your situation?
A licensed agent reviews your options in Spanish or English, at no cost and with no obligation.