Renew without surprises.

If you do nothing, your plan probably renews on its own. This year that can be costly. Tick each item as you go.

Read your renewal letterYour insurer and the Marketplace send your new price. Compare it with what you pay today.
Update your 2027 incomeWith the 400% limit back, an old estimate can cost you the tax credit or leave you owing at tax time.
Confirm who lives with youA new baby, a child who moved out, a new partner: it all changes the math.
Check each person's statusStarting January 1, 2027, tax credit rules change for some immigrants.
Check your doctors and prescriptionsNetworks and drug lists change every year.
Is your insurer leaving?If you got notice that your company is leaving your state, choose your new plan yourself instead of waiting to be assigned one.
Decide by December 15That way your new coverage starts January 1 with no gap.