What you need to know, minus the fine print.
Guides written by our team and reviewed by licensed agents. Updated for 2027.
Open Enrollment 2027: dates and what changed
The 400% limit is back, the out-of-pocket maximum rises and there are new eligibility rules. What to know before December 15.
November 3, 2026 · 6 min readTax credits for immigrants in 2027: who still qualifies
Starting January 1, 2027, the rules change for who can get help paying for a Marketplace plan. What it means for your family and what options remain.
November 2, 2026 · 5 min readHealth insurance when you work for yourself (1099 or cash)
How to estimate your income, use the tax credit and deduct your premiums if you're a contractor, driver, cleaner or run your own business.
October 27, 2026 · 5 min readMedicare 2027: what changes and what to review before December 7
The drug out-of-pocket cap rises, some Part D premiums change and 15 more drugs get negotiated prices. Review your plan in time.
October 20, 2026 · 5 min readGot a Marketplace letter asking for documents? What to do
"Data matching issue" letters are common and have a deadline. What they mean, which documents work, and how to avoid losing your tax credit.
October 14, 2026 · 4 min readDental and vision insurance: is it worth it?
What's covered, how long you wait for major work, and when a separate plan from your health insurance makes sense.
September 29, 2026 · 4 min readWant to talk through your situation?
A licensed agent reviews your options in Spanish or English, at no cost and with no obligation.